Green Bay Roof Repair Services
Overhead Solutions is Green Bay’s trusted roofing contractor, offering a wide range of roof repair services to protect your home from issues like roof leaks, damaged shingles, and more. Our roofing expertise allows us to locate and fix damaged areas while restoring the appearance and function of your roof.
Common Causes of Roof Damage in Green Bay
Wisconsin’s unpredictable weather can severely damage roofs, posing serious threats to homes and property. From high winds and hail storms to heavy rains and icy buildup, roofing systems are compromised by the elements year-round. Familiarizing yourself with the most common causes of roof damage makes it easier to spot issues and quickly get repairs.
Heavy Winds: Strong storm winds in Wisconsin can rip shingles loose or cause uplift, compromising the roof’s protective abilities. High winds can also cause debris to impact your roof and damage shingles or your underlying roof structure.
Hail: Hailstones can dent and crack shingles upon impact and significantly impact your roof’s protective ability. After a hail storm, your roof should be professionally inspected for roof hail damage - repairs may be necessary to prevent future water damage.
Heavy Rain: Consistent heavy rain can overwhelm your gutters and lead to pooling water and leaks. Existing roof damage coupled with heavy rains can quickly turn a minor leak into a major issue as water will easily find weak points in your roof. Consistent periods of rain also gradually erode asphalt shingle’s protective granules.
Ice: Freezing temperatures can create ice dams that prevent proper drainage if your home’s insulation isn’t working properly. Ice dams cause water to pool on your roof and can seriously damage the underlying structure of your roof.
Does homeowners insurance cover roof repairs in Green Bay, WI?
Homeowners insurance usually covers roof damage caused by storms, fires, or other unpredictable damages. However, damage caused by natural wear and tear, aging, or improper installation is usually not covered by insurance. Coverage varies among providers, and insured homeowners may not qualify for reimbursement for all roof problems. Review the specifics of your policy or consult your provider to clarify covered scenarios.
Common Insurance Claims for Roof Damage
According to the Insurance Information Institute, wind and hail damage accounted for 39.4% of homeowners insurance claims in 2021, with an average payout of $12,714 for storm-related roof repairs between 2017 and 2021. The top causes of homeowners insurance claims filed in 2021 were wind/hail damage, fire/lightning damage, water/ice damage, and other property damage, in that order.
Damage Cause | Insurance Claims Filed (% in 2021) | Claim Payout (USD) |
Wind & Hail |
39.4% |
$5,000 - $15,000 |
Fire & Lightning |
24.8% |
$30,000 - $50,000 |
Water Damage & Ice |
23.5% |
$5,000 - $10,000 |
Other Damages |
10.1% |
$2,000 - $10,000 |
Steps to Take When Your Roof is Leaking
A leaking roof demands immediate attention to prevent escalating damage. Follow the following 5 steps when you notice a leak:
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Find the source: Look for water stains on ceilings, walls, or in the attic to identify the source of the leak.
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Protect your valuables: Move any valuable items or electronic devices away from any accumulating water to avoid damage.
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Catch the water: Place buckets. pots, or containers under drips to catch the water before it ruins flooring or possessions.
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Take photos of any damage: Document the leaks and damage by taking photos of the source of the leak and any damage it caused. You will need this documentation for an insurance claim.
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Contact an emergency roof contractor: Schedule emergency repairs as quickly as possible to fix the damage before it becomes irreversible and permanently damages your home’s structure.